“Hi i got sent an email bout winning money on the apple iphone promotion. I followed the link and enetered my details. Name dob address email country. all that bur no passworss or credit card numbers were asked for. Can they still fraud me with the information i have given them?”
This is the question that plagues us all. How much information do they really need before they can build a profile, establish credit, and ruin your life. This comment was posted on the “Apple Iphone scam arrives from UK”
ID thieves are after certain facts. The more facts they gather, the easier it to assume your identity. I recently read an article on Man v. Debt blog site that outlined the bare-bone 16 pieces of information a crook could use to ruin your credit.
We practically give away information to anyone who opens an email (See Inset). At the end of messages to people, my email server automatically signs, postmarks and directs recipients to four different websites where they can glean more information about me — or in this case the BBB.
Primarily, they are after:
- My Full Name
- My Address
- My Mother’s Maiden Name
- My Date of Birth
- My Social Security Number
But, they can start a search online with just your name, address and date of birth.
A month ago, while standing at the jewelry counter trying to buy a ring, the clerk asked if I’d made “purchases in their store” before. He didn’t ask my name, but rather, my phone number.
As he turned around, he was addressing me by first name, and talking about the necklace I’d purchase from the company. In addition, he asked, “Is this for Xxxx’s birthday?”
Here’s another example: When I pulled into the tire store in my neighborhood, the clerk pulled up my license plate number. He looked at me asked how the tires, we’d put on last fall, were handling on Xxxx’s truck.
I wasn’t buying tires for her truck but for my car.
If you don’t believe that your information is out there, reconsider.
To answer the question: Yes … you have given them enough information to steal you identity.
Since this happened over the internet, here are some tips:
Online Security: A few quick steps can keep your information safe when surfing the Web:
- Enter information only on secured Web sites. Find “https” in the address – the “s” lets you know it is a secure site
- Do not respond to unsolicited emails or center information on unknown sites
- Use your credit card, you can dispute fraudulent charges with the issuer
- If you are a regular online shopper, consider having a separate account for online purchases.