Keep an eye out for an unsolicited email from the National Automated Clearing House Association (NACHA), the Federal Reserve Bank, or the Federal Deposit Insurance Corporation (FDIC) that infects your computer with malware targeting your bank accounts.
Called “Gameover” because it’s on your computer, it steals user names, passwords and overrides normal authentication methods used by financial institutions.
According to the FBI, this is a variant of the Zeus malware of several years ago that targets banking information.
The malware strikes when the computer user clicks through a link claiming there are problems with your bank account or a recent transaction. The link takes the user to a phony website, but downloads the virus.
After retrieving the banking information, the perpetrators then attack the bank and steal funds. FBI reports the money is part of a larger money-laundering scheme.
If you think you’ve been victimized, contact your financial institution to report it, and file a complaint with the FBI’s Internet Crime Complaint Center.
Remember, banking institutions will never send you a request through the Internet concerning your account.